Get Prequalified
Find Out How Much Home You Can Afford.
Getting prequalified is not just a crucial step in finding out exactly how much you'll be able to afford and what kinds of loans and interest rates are available to you. There are at least 2 very good reasons to make prequalification the very first step in the home buying process.
- Perhaps the greatest value in the prequalification process is in it's ability to help you discover (early on) any potential credit obstacles that may keep you out of the home you want. Often, buyers never know what's on their credit report until they buy a home and waiting until the last minute to qualify can lead to some unpleasant surprises (often items that are not even theirs). Ideally a first time buyer should allow themselves 6 months between prequalifying and the desired move-in date, thus having sufficient time to correct any issues and optimize their credit picture.
- Another important attribute of prequalification is it's ability to keep you from viewing homes that you cannot afford. If you get attached to a home at one price and then find out you can't afford it, the entire home buying process can be soured. Home buying should be fun and a buyer should enter every home knowing that they can purchase it if it makes sense.
Let me help you with this process. This is a free, no-obligation service and your information always remains private. For an accurate estimate, click here to submit your free pre-qualification application directly to William Roseberry, a mortgage broker with WR Starkey Mortgage. William is my preferred lender and will take exceptionally good care of you.
